First Time Home Buyers "BLOG"

Frequently Asked Home Buying Questions

Tue, 22 Jul 2008 18:06:55 GMT

Get answers to commonly asked home buying questions.

How to Buy a Home

Sat, 19 Jul 2008 08:06:56 GMT

Teach yourself how to buy a home without mistakes and regrets.

New Home Buyer

Thu, 17 Jul 2008 00:15:08 GMT

Are you a new home buyer...ready to purchase a home in 2008? Click here for great preparation steps!

Home Mortgage Closing Costs

Thu, 17 Jul 2008 00:07:08 GMT

Home mortgage closing costs must be disclosed by the lender to the buyer. Closing costs are included in a Good Faith Estimate.

Tips for Buying a Home

Wed, 16 Jul 2008 23:57:11 GMT

These tips for buying a home in a tight market will help you increase your chances of buying your ideal home versus losing it to another buyer.

How to Buy a Home

Wed, 16 Jul 2008 20:25:54 GMT

Learn how to buy a home successfully!

How to Buy Your First Home

Wed, 16 Jul 2008 16:15:43 GMT

Learn how to buy your first home successfully!

Home Loan Pre-Approval Benefits

Tue, 15 Jul 2008 22:40:33 GMT

Discover the benefits of home loan pre-approval before you seriously begin house-hunting. This will save you tons of time, effort and energy.

Buying a New Home

Tue, 15 Jul 2008 22:35:57 GMT

Buying a new home can be your start to building wealth. Learn how to use your first home as a investment property!

Home Buying Checklist

Tue, 15 Jul 2008 22:29:42 GMT

Review this home buying checklist before you begin the home buying process.

Eliminating First Time Home Buyer Fear

Tue, 15 Jul 2008 22:23:52 GMT

A first time home buyer may be terrified just thinking about the home-buying process...where to go, who to choose, can I afford it...how to start.

You are Definitely in a Buyers Market

Tue, 15 Jul 2008 21:58:06 GMT

Its truegreat deals are being made available to home buyers. Your greatest opportunity to buy is NOW! But, lets face it...even with all the great deals, buying a home still requires money. But, how much money you spend for your new home will be determined by how much you know about NEGOTIATING YOUR DEAL. As a first time buyer you must know how to "ASK THE SELLER FOR INCENTIVES, you must know how to SPEAK-UP for yourself by asking the right questions and presenting your list of demands. Purchasing a home is a life-changing decision that involves your long-term commitment. You simply cannot afford to Roll the Dice with such a MAJOR purchase. YOU MUST KNOW THE STRATEGIES OF HOME BUYING THAT WILL TEACH YOU "HOW-TO":

Comparison shop for the best mortgage (best interest rates & terms)
Bid and Negotiate for the best price (dont pay too much)
Get down payment assistance
Get all or most of your closing costs paid
Shop strategically for your new home
And so much more... See the Complete List of Available Strategies! Dont give the seller ALL the advantages in the deal because you lack negotiating skills. Its not enough to let your Realtor handle all the negotiations. You need to do your research and know what options in the deal are available to you. You know BETTER than anyone else in terms of what you need, want, and expect from your deal. DONT YOU WANT TO SAVE AS MUCH MONEY AS YOU CAN ON YOUR HOME PURCHASE? If so, prepare yourself for the negotiations ahead! Buy this e-book: "HOW TO BUY YOUR FIRST HOME SUCCESSFULLY."

Arkansas Realtors

Tue, 15 Jul 2008 20:19:14 GMT

Are you looking for Arkansas Realtors? Learn more about this Buyer's Agent serving Central Arkansas

Home Loan Process

Tue, 01 Jul 2008 15:58:00 GMT

Understanding the home loan process is important. It will help you stay on top of what is happening with your loan between the time you submit your offer and closing on your new home.

Home Loan Process

Tue, 01 Jul 2008 15:56:42 GMT

Map out your home loan process plan by learning these 12 valuable steps. Prepare yourself for a smooth home buying process!

Homebuyer Advantages

Wed, 25 Jun 2008 22:11:46 GMT

Who is homebuyer advantages? Learn more about the goals and mission of this home buyer website.

First Time Home Buying

Tue, 24 Jun 2008 22:02:33 GMT

Is this your first time home buying experience? Don't be nervous or intimidated by the home buying process. Home buyer education, inspiration and guidance is just a click away!

"HOW TO BUY YOUR FIRST HOME" e-book

Mon, 23 Jun 2008 19:14:31 GMT

"How to Buy Your First Home" is a NEW e-book written for first time home buyers! This e-book will give you 20 "how-to" tips to prepare you for your home buying process. Two major concerns for first time buyers are: how to pay your closing costs and your down payment. This e-book will share with you how to negotiate your closing costs and how to obtain down payment assistance plus 18 other, need-to-know "how-to" tips! "How to Buy Your First Home" is a 40 page, easy to read, 20 step "how-to" guide that you can download IMMEDIATELY! The cost is only $9.95 with a 100 money back guarantee. Use Paypal and download your e-book today! These 20 "How-to" tips are not found on the website. This e-book is for first time home buyers that want to take their home buying education to the highest level. PLUS RECEIVE: "Watch Out for Red Flags" - What Not to Do When Purchasing a Home! as a FREE BONUS for purchasing your e-book today! Smart home buyers are simply educated home buyers.

Ask a REALTOR

Tue, 17 Jun 2008 22:10:30 GMT

Have a home buying question? Ask a REALTOR!

Home Mortgage Definitions

Tue, 17 Jun 2008 21:06:16 GMT

Understand what mortgage definitions mean before you begin your home mortgage loan process.

Ask Your Home Mortgage Lender

Tue, 17 Jun 2008 21:04:30 GMT

Choosing a home mortgage lender? Ask your potential lender these questions regarding your loan and their services.

Home Buyers Newsletter

Tue, 10 Jun 2008 16:43:38 GMT

Subscribe to a home buyers newsletter that provides guidance, education and inspiration for the home buying journey.

H.O.P.E.- 4 - Home Buyers E-zine/Newsletter

Fri, 06 Jun 2008 20:26:42 GMT

Hello! We would like to extend a sincere invitation for you to subscribe to our "H.O.P.E.- 4 - Home Buyers e-zine/newsletter" coming on next week! This e-zine is dedicated to inspiring and educating future home buyers about the home buying process. Below is a sample of what you can expect from our H.O.P.E. e-zine. What is H.O.P.E.? Home Ownership Preparation & Education! H.O.P.E. was chosen as the name of this e-zine because that is what it will provide - HOPE as you journey through your home buying process. First time home buyers often face intimidation and fear by just thinking about purchasing a home. The thought alone can be so overwhelming and seemingly "impossible" to achieve. Often times we look at what we don't have as a measuring tool to dictate what we should and could have in life. We particularly like this scripture: Hebrews 11:1 - "Faith is the confidence that what we HOPE for will actually happen; it gives us assurance about things we cannot see." This scripture brings light to those darkened thoughts. It encourages us to have confidence in the things that we HOPE for even though we cannot "yet" see those things! For the purpose of our newsletter...we want you to have "confident hope" that you will soon become a home owner! We wouldn't be fair to you if we didn't also include that purchasing a home requires "more" than having faith, confidence and hope. You must also apply a little bit of elbow grease and put in the work it requires to purchase a home. What type of work? Cleaning up and/or maintaining your credit, keeping steady employment, paying down debt(s), saving money, and educating yourself about the home buying process. Ever heard this before? "Faith without works is dead" this is a true statement. Your faith should propel you to "work" towards achieving your goal of homeownership. Please don't pay attention to the "nay-sayers" that tell you purchasing a home is a terrible experience; or that it's too hard; or that the process is very complicated. If you prepare and educate yourself before you begin your home buying process you will increase your chances of having a smooth home buying experience. You want to know one of the most important keys to a smooth home buying experience? Organization! If you organize your documents needed to purchase a home (w-2's, pay stubs, rent checks/receipts, and other important documents) you will be way ahead of the game! Buyers usually become frustrated and declare the process "too hard" because, they are unorganized with their paperwork. So, until next time...Continue to exercise your faith with confident hope and begin to put in the required work to become a homeowner! You can do it, we believe in you and want God's best for you and your family!
Encouraging Your Faith, Homebuyer Advantages

First Home

Wed, 28 May 2008 21:02:51 GMT

Has procrastination prevented you from purchasing your first home? End the excuses and start the home buying process today!

Learn to Compare Mortgage Lenders

Wed, 28 May 2008 20:58:22 GMT

Learn how to compare mortgage lenders before you begin your home mortgage loan process. Choosing the right lender will save you time and money.

Mortgage Rate Lock

Wed, 28 May 2008 20:57:40 GMT

Learn about a mortgage rate lock and how lenders use them during the home loan process.

Home Mortgage Buy Down Points

Wed, 28 May 2008 20:54:03 GMT

Learn how mortgage buy down points can give you a better interest rate!

Fixed Rate Mortgages vs. Adjustable Rate Mortgages

Wed, 28 May 2008 20:43:50 GMT

Compare fixed rate mortgages with adjustable rate mortgages to determine which is best for you.

Types of Mortgages

Wed, 28 May 2008 20:39:57 GMT

There are several types of mortgages. Click here to find out which mortgage product is best for you.

Homeowners Insurance

Thu, 22 May 2008 16:25:12 GMT

Are you a first time home buyer? Need to learn more about homeowners insurance...click here!

Home Warranty Insurance

Thu, 22 May 2008 16:23:29 GMT

Home warranty insurance is an important asset to purchasing your new home.

Credit Score Guidelines

Thu, 22 May 2008 16:11:44 GMT

When lenders talke about your "credit score" they usually mean the FICO score.

Home Buying Tips

Thu, 22 May 2008 16:10:17 GMT

Home buying tips are valuable tools that help avoid frustration, mistakes and feelings of defeat during the home-buying process.

Home Loan Application Checklist

Thu, 22 May 2008 15:45:28 GMT

Read this home loan application checklist to learn what documents are necessary to begin the home loan process.

Finding the Perfect Neighborhood

Mon, 12 May 2008 21:50:34 GMT

Finding the perfect neighborhood for you and your family is essential. It can have a big impact on your lifestyle -safety, available amenities and convenience all play a part.

New Home Wish List

Mon, 12 May 2008 21:49:29 GMT

Before you purchase your new home you should evaluate your needs and wants on a new home "wish list."

Developing a Household Budget

Mon, 12 May 2008 21:34:08 GMT

Developing a household budget will help you prepare for homeownership. It's important to assess how much money you spend.

Home Buyer

Mon, 12 May 2008 21:32:38 GMT

Home buyer mistakes are common. If you're new to the home-buying industry you may not know the right questions to ask. Learn how to avoid these mistakes.

Home Inspection Report

Mon, 12 May 2008 21:26:16 GMT

A home inspection report delivers extremely important information to the potential buyer. Home inspections are similar to protection plans.

Home Inspection Checklist

Mon, 12 May 2008 21:24:19 GMT

A home inspection checklist will give you knowledge concerning all the areas covered during a home inspection.

Home Financing

Mon, 12 May 2008 21:22:38 GMT

Home financing and budgeting is one of the most important aspects of the home buying process. Learn practical tips to get your finances in order.

Home Buyer

Mon, 12 May 2008 21:21:07 GMT

Home buyer mistakes are common amongst first, second and even third time buyers. The key is identifying common mistakes, grasping an understanding of why they are usually made and simply avoiding them

Checklist to Find a Realtor

Mon, 12 May 2008 20:59:37 GMT

Use this helpful checklist to find a Realtor. You will find a list of important questions to ask your potential Realtor before you begin a working relationship.

Closing Costs Summary

Mon, 12 May 2008 20:45:43 GMT

Your closing costs will be summarized on the Good Faith Estimate (GFE). Lenders are required to provide you with a detailed list of fees associated with the home loan.

Breakdown of Credit Scores

Fri, 28 Mar 2008 19:55:30 GMT

Credit scores are shaped by five categories. Increase your scores by knowing which category you need to improve.

Home Equity Credit...A Home Buyer Benefit

Fri, 28 Mar 2008 19:54:08 GMT

Home equity credit is a major home buyer benefit. Money paid for rent is money you'll never see again.

Real Estate Agent Duties

Fri, 28 Mar 2008 19:43:05 GMT

A real estate agent's duty is to assist buyers and sellers with the purchase or sale of their home.